Do you spend your nights poring over bank account information and organizing overdue bills? Are creditors constantly harassing you with phone calls and letters about your lack of recent payments? The recent economic downturn has left many people at the mercy of credit card companies and banks that are demanding payment and increasing interest rates. [...]
Bankruptcy can be a confusing process filled with seemingly arbitrary rules. And it is only natural to want to keep your property. After all, the debt that is typically discharged in a consumer bankruptcy is to huge corporations that seemingly do not need a little more money. Moreover, the past two years reminded everyone that [...]
At this time of year, it is always important to keep your income tax refund in mind if you are planning on filing for Chapter 7 bankruptcy. If you want to keep your refund rather than hand it over to the bankruptcy trustee, follow these simple tips to keep your money. First, be sure to [...]