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	<title>Money And Investing &#187; harrismiller</title>
	<atom:link href="http://money143.com/author/harrismiller/feed/" rel="self" type="application/rss+xml" />
	<link>http://money143.com</link>
	<description>Learn about Creating Wealth</description>
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		<title>How to Find a Proxy Server List</title>
		<link>http://money143.com/uncategorized/how-to-find-a-proxy-server-list/</link>
		<comments>http://money143.com/uncategorized/how-to-find-a-proxy-server-list/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 16:26:53 +0000</pubDate>
		<dc:creator>harrismiller</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[anonymous]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Facebook Proxy]]></category>
		<category><![CDATA[myspace]]></category>
		<category><![CDATA[proxies]]></category>
		<category><![CDATA[proxy]]></category>
		<category><![CDATA[Proxy List]]></category>
		<category><![CDATA[Proxy Server List]]></category>
		<category><![CDATA[Proxy to Facebook]]></category>
		<category><![CDATA[unblock]]></category>
		<category><![CDATA[youtube]]></category>

		<guid isPermaLink="false">http://money143.com/?p=1059</guid>
		<description><![CDATA[A proxy or proxy server is used for either easy access to a specific resource like a website or a page and its contents, or to stay anonymous when surfing online &#8211; mainly for security reasons. Using proxies is simply &#8230; <a href="http://money143.com/uncategorized/how-to-find-a-proxy-server-list/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>A proxy or proxy server is used for either easy access to a specific resource like a website or a page and its contents, or to stay anonymous when surfing online &#8211; mainly for security reasons. Using proxies is simply the best way to stay anonymous online.</p>
<p>The question is, “How do I find a good proxy?” Because finding a working and reliable proxy can, indeed, be laborious. Though proxies are everywhere and are easily searchable, you can spend countless hours searching for a good one that would work wonders for you. Some websites do provide lists of working proxies. I can give you some tips on finding the best and updated source of proxies that could assist you in your web surfing antics.</p>
<p>Tip No. 1: Check for proxies that were most recently searched in Google Blog Search. Blogs are frequent and have fresh content. There are a quantity of proxy users who write and blog about proxy sites and lists. Therefore, they provide user-based options and information. Searching for information about proxies from these media forms will give you fresh inputs on the “What’s hot?” and “What’s not?” in the proxy users world.  </p>
<p>Tip No. 2: Forums. I’ve made use of this a couple of times especially when I’m in trouble. I found so many interesting things in forums and learn most of them easily because of tips and recommendations from members. In forums, you can find varying information from user opinions, discussing about issues and topics ranging from the technical stuff to their favorite hobbies. Users discuss about details about results and, most of the times, rate particular products or services and these do not exclude using proxies. There are numerous proxy forum communities online that provide their members with frequently updated proxies. These are forums you can join for free and also give you access to proxy lists immediately. Lists are, usually, updated daily.</p>
<p>Now, with these tips, finding the proxies you need would be much easier. There is no need to subscribe to any charged service. No need to receive useless and bulky mails in your mailbox. <a href="http://proxyinter.net/">Proxy lists</a> are just one click away. Keep up with the updates. Search them up now!</p>
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		<item>
		<title>Should I Use a Proxy to Access Facebook?</title>
		<link>http://money143.com/uncategorized/should-i-use-a-proxy-to-access-facebook/</link>
		<comments>http://money143.com/uncategorized/should-i-use-a-proxy-to-access-facebook/#comments</comments>
		<pubDate>Thu, 22 Jul 2010 15:01:24 +0000</pubDate>
		<dc:creator>harrismiller</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[anonymous]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Facebook Proxy]]></category>
		<category><![CDATA[myspace]]></category>
		<category><![CDATA[proxies]]></category>
		<category><![CDATA[proxy]]></category>
		<category><![CDATA[Proxy List]]></category>
		<category><![CDATA[unblock]]></category>
		<category><![CDATA[youtube]]></category>

		<guid isPermaLink="false">http://money143.com/?p=603</guid>
		<description><![CDATA[Facebook is one of the most popular social networking sites today used by over 65 million of people online who want to share their stories, upload pictures and connect with friends, new and old. Members connect and talk about just &#8230; <a href="http://money143.com/uncategorized/should-i-use-a-proxy-to-access-facebook/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Facebook is one of the most popular social networking sites today used by over 65 million of people online who want to share their stories, upload pictures and connect with friends, new and old. Members connect and talk about just anything under the sun. It has became a favorite past time, if not an addiction for others, to log in and post their daily activities in the pages of the most sought after site by users, young and old.</p>
<p>Unfortunately because of its popularity, business owners and educators consider it a distraction for students and employees at work. Concerned about company profits, entrepreneurs need employees to focus on their job for productivity and efficiency. They often choose to block Facebook and other social networking sites from their networks, disappointing many avid fans and users.</p>
<p>Another interesting yet puzzling issue I’ve heard about is that in some countries, such as Syria and Iran, Facebook is blocked completely from their citizens. Allegedly, social networking sites promote attacks and criticisms on the government. The penalty for criticizing the government of Syria is imprisonment. It seems that for some users, it is quite a luxury to be able to make comments and post your opinions online. Freedom of speech is lost in these countries.</p>
<p>Something lost, something found. Still looking for something to help you access Facebook? I found the perfect solution to the problem of all blocked out users out there. Presenting, the <a href="http://proxytofacebook.com/">Facebook proxy</a>! A proxy is a server or a computer outside the influence of your network. It allows users to essentially bypass the firewall that has been put into place by administrators in your company network, school’s free web service or country. It is a portal that relays the any user to the requested site bypassing any restrictions set by a particular network.</p>
<p>Of course, promoting the use of a proxy does not mean we encourage bad habits. If you are unproductive at work, then, you, probably, don’t deserve the job at all. We stress only on the necessity of being able to practice your freedom without being counter-productive, or simply just being able to practice it all. Freedom is, after all, absolute. Making the right decisions, on the hand, is entirely up to you.</p>
<p>Yes, proxies allow you to unblock Facebook and other websites you want to visit. You can find a number of free proxies online. Most are easily downloadable from their source sites. Some sites, though, charge for proxy services. Other source sites require subscription and service quality may vary on applied rates. Members receive more updates and assistance offered compared to non-paying clients. Some sites do offer a free trial period for their proxies. Just make sure to use one that has been tested and proven by most users by checking out user recommendation and ratings, whether you choose to avail a subscribed proxy service or just use or download one for free.   </p>
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		<item>
		<title>Facebook Proxy: The Best of the Best</title>
		<link>http://money143.com/uncategorized/facebook-proxy-the-best-of-the-best/</link>
		<comments>http://money143.com/uncategorized/facebook-proxy-the-best-of-the-best/#comments</comments>
		<pubDate>Tue, 01 Jun 2010 13:59:20 +0000</pubDate>
		<dc:creator>harrismiller</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[anonymous]]></category>
		<category><![CDATA[facebook]]></category>
		<category><![CDATA[Facebook Proxy]]></category>
		<category><![CDATA[free Proxy List]]></category>
		<category><![CDATA[myspace]]></category>
		<category><![CDATA[Orkut Proxy]]></category>
		<category><![CDATA[proxies]]></category>
		<category><![CDATA[proxy]]></category>
		<category><![CDATA[Proxy List]]></category>
		<category><![CDATA[unblock]]></category>
		<category><![CDATA[youtube]]></category>

		<guid isPermaLink="false">http://money143.com/?p=253</guid>
		<description><![CDATA[Are you one of those Facebook addicts? Does it bug you so much that you can’t access FB at school or at work? Facebook is one of the popular social networking sites today connecting over 65 million people online. It &#8230; <a href="http://money143.com/uncategorized/facebook-proxy-the-best-of-the-best/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Are you one of those Facebook addicts? Does it bug you so much that you can’t access FB at school or at work?</p>
<p>Facebook is one of the popular social networking sites today connecting over 65 million people online. It is so popular that many schools and work places have blocked it from their networks to stop addicts like you, their students and employees, from accessing it during study and work hours. But we have the perfect solution for you. Introducing: proxies!</p>
<p>A proxy is a server, a computer software or application, which acts as an agent for clients or users seeking resources from other servers. A user connects to the proxy server and requests a certain service, such as retrieving information like a file, web page or other resource, or requiring something like a connection, which are available from a different server. In its simplest form, a proxy is a relay for data between two computers, a middle man between host and the user. <a href="http://proxytofacebook.com/">Facebook proxy</a></p>
<p>A Web proxy allows you to retrieve a Web site even when direct access to that site is blocked at your location. This is how a majority of other users at school or work manage to access FB without a hassle. These proxy servers are websites that are easily available and are easy to setup.</p>
<p>Typically, a Web proxy features a form where you submit the URL of a site that you want to view. It, then, allows you to access the page, but prevents a direct connection between you and the requested Web site. By simply loading up the web proxy page and typing in the Facebook URL, you can surf and retrieve the information you want. Usually, no software or user registration is required for web proxy sites.</p>
<p>Another type of proxy available for use is an HTTP proxy. These proxies require you to setup your web browser to access the proxy IP. Using the proxy IP, you are able to connect to Facebook.</p>
<p>Accessing your favorite social networking site such as Facebook from a blocked location is now never a problem. A web proxy or an HTTP proxy will, easily, solve your problem. You can find a number of them online and they are ready for use anytime. But some, though, can be unreliable and extremely slow.</p>
]]></content:encoded>
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		<title>Flexible Loans &#8211; Feasible Funds Just For Your Support</title>
		<link>http://money143.com/personal-loans/flexible-loans-feasible-funds-just-for-your-support/</link>
		<comments>http://money143.com/personal-loans/flexible-loans-feasible-funds-just-for-your-support/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 15:06:46 +0000</pubDate>
		<dc:creator>harrismiller</dc:creator>
				<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[flexi loans]]></category>
		<category><![CDATA[flexible loans]]></category>
		<category><![CDATA[flexible loans feasible funds support]]></category>
		<category><![CDATA[flexible loans UK]]></category>
		<category><![CDATA[online flexible loans]]></category>

		<guid isPermaLink="false">http://money143.com/?p=138</guid>
		<description><![CDATA[Keeping with the changing times lenders have designed the cash facility to give you maximum benefits. In that prospect flexible loans are designed to offer you cash help if you are in need of extra financial support. These loans are &#8230; <a href="http://money143.com/personal-loans/flexible-loans-feasible-funds-just-for-your-support/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Keeping with the changing times lenders have designed the cash facility to give you maximum benefits. In that prospect flexible loans are designed to offer you cash help if you are in need of extra financial support. These loans are beneficial if you have need like car purchasing, debt consolidation, house modification, any type of medical emergency, etc. These loans offer you flexible money with some great features such as:</p>
<p>• These loans are rally flexible in borrowing the amount. Here you can borrow the exact amount you want and interest rate will be charged only at that amount.<br />
• If you have paid your amount before the due date you will not be penalized. This scheme comes to you in two forms secured and unsecured.<br />
• Secured form offers the loan once you pledge the security. The collateral can be anything home, car or any property. Borrowers are entitled to get the loan amount up to £75000 for the time period 5 to 25 years.<br />
• When it comes to unsecured form, then the money is small because of lack of collateral condition. Tenants and non homeowners can apply for this option without any hassle.<br />
• The money will come to you in between £1000 to £25000 for the time period of 1 to 10 years. Lenders do check the financial condition of the borrowers.</p>
<p>If you are interested for flexible loans, then you just need to qualify for that. The following conditions are:</p>
<p>• Applicants must be 18 years old or more.<br />
• He/she should be UK citizen.<br />
• Applicants must have regular job with the good monthly income.<br />
• Applicant must be owners of a checking account.</p>
<p>Applying procedure:</p>
<p>Flexible loans offer very easy way of applying. You can apply for this plan online. You are required to fill out the online application form and lenders allow the cash after cross checking the information provided by you.</p>
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		<title>Fast Cash Personal Loans Online With No Hassle and Quick Approval Today!</title>
		<link>http://money143.com/personal-loans/fast-cash-personal-loans-online-with-no-hassle-and-quick-approval-today/</link>
		<comments>http://money143.com/personal-loans/fast-cash-personal-loans-online-with-no-hassle-and-quick-approval-today/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 15:02:02 +0000</pubDate>
		<dc:creator>harrismiller</dc:creator>
				<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[Cash Personal Loans]]></category>
		<category><![CDATA[fast cash personal loans online hassle quick approval]]></category>

		<guid isPermaLink="false">http://money143.com/?p=136</guid>
		<description><![CDATA[How is your credit rating? If you have great credit then getting fast cash personal loans will be very easy and you will have no issues whatsoever. You will be looking for a loan from your bank or credit union &#8230; <a href="http://money143.com/personal-loans/fast-cash-personal-loans-online-with-no-hassle-and-quick-approval-today/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>How is your credit rating? If you have great credit then getting fast cash personal loans will be very easy and you will have no issues whatsoever. You will be looking for a loan from your bank or credit union and you can probably apply online and have the money in your account by the end of business today. However, if your credit is not great you will not have this easy option for your loan. Here is what you can do if you don&#8217;t have great credit.</p>
<p>First, the type of loan you will be looking for all depends on how fast you need your cash and how much you need. There are two basic types of loans and one of them you can get today regardless of your credit and the other might take you about a week to go through the paper work, get approved, and receive your money. The first type of loan you will only be able to get up to about $1,500 and it is considered a shorter term loan. The second type you will probably get up to about $5,000 and it is a longer term loan.</p>
<p>Second, when you need fast cash personal loans you need to make sure you get the money for the right reason and you are not over extending yourself financially. This is important to know because if you do over extend yourself with cash personal loans you will end up struggling financially not only to pay them back, but also with other bills as well. This is not something you should do and is not something you should allow to happen.</p>
<p>Last, when you are ready to get the money you need it is very simple to avoid over extending yourself. Just take the amount that you absolutely have to have and nothing more. It is very important that if you only need $400 you only take $400 regardless of how much you have been approved for. This will keep you from ending up with no money or with loans you cannot pay back on time.</p>
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		<title>Guaranteed-Approval Personal Loans &#8211; 5 Bits of Advice</title>
		<link>http://money143.com/personal-loans/guaranteed-approval-personal-loans-5-bits-of-advice/</link>
		<comments>http://money143.com/personal-loans/guaranteed-approval-personal-loans-5-bits-of-advice/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 15:00:45 +0000</pubDate>
		<dc:creator>harrismiller</dc:creator>
				<category><![CDATA[Personal Loans]]></category>
		<category><![CDATA[bad credit lenders]]></category>
		<category><![CDATA[guaranteed approval personal loans bits advice]]></category>
		<category><![CDATA[guaranteed-approval personal]]></category>
		<category><![CDATA[Guaranteed-Approval Personal Loans]]></category>
		<category><![CDATA[personal loan]]></category>

		<guid isPermaLink="false">http://money143.com/?p=134</guid>
		<description><![CDATA[If you need a personal loan but are discouraged because you have been rejected recently for a new loan or cannot find any viable lenders, listen up: I have the information you need to get guaranteed approval personal loans. You &#8230; <a href="http://money143.com/personal-loans/guaranteed-approval-personal-loans-5-bits-of-advice/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>If you need a personal loan but are discouraged because you have been rejected recently for a new loan or cannot find any viable lenders, listen up: I have the information you need to get guaranteed approval personal loans.</p>
<p>You are probably a very resourceful person who has looked in all of the right places for a loan &#8211; and yet you cannot seem to find what you are looking for. As with most anything else in life, often having a little extra insight into a situation can mean all of the difference between success and failure.</p>
<p>If you are looking for that little extra information required to get you where you want to go, here are 5 bits of advice for how to get a guaranteed-approval personal loan:</p>
<p>1. <strong>Your credit score is only one factor in getting approved:</strong> When you have a bad credit (FICO) score, it is so easy to let that get in your way of looking for a loan. It is important to know that your credit score is completely ignored by some lenders &#8211; if you know where to look.</p>
<p>2. <strong>There are hundreds of bad credit lenders who want your business:</strong> Many people who need cash fast get into a &#8220;scarcity mentality,&#8221; whereby they feel that they will face a tough time trying to find a lender who will loan them money. Don&#8217;t let this be a self-fulfilling prophecy: no matter what your credit situation, there are literally hundreds of lenders who are ready to lend you money.</p>
<p>3. <strong>There are very few restrictions for getting approved:</strong> Given that credit is not an issue with bad credit lenders, there are very few restrictions or conditions for approval.</p>
<p>4. <strong>You need to be able to prove your identity:</strong> One of those restrictions is that you need to prove your identity &#8211; you need to show that you are who you tell them you are.</p>
<p>5. <strong>Make sure you know what you are looking for:</strong> Before applying for any loan, it is a good idea to &#8220;take account&#8221; of your own situation in terms of how much you want to borrow, what interest rate you are willing to pay, and the desired term of your loan (e.g., 2 weeks, one month, etc.)</p>
<p>Now that you have all of the facts, it is time to go after the right lender. One more tip: make sure you evaluate multiple would-be lenders before just choosing one. When you are in need of money, it is easy to just want to take the first thing that comes along. But, once you find a lender who approves your application, do not &#8220;sign on the dotted line&#8221; until you have had the chance to review all of your options from multiple lenders. Only then make your choice.</p>
<p>Now, happy hunting!</p>
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		<title>Personal Finance Goals</title>
		<link>http://money143.com/personal-finance/personal-finance-goals/</link>
		<comments>http://money143.com/personal-finance/personal-finance-goals/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 14:54:03 +0000</pubDate>
		<dc:creator>harrismiller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[business finance news]]></category>
		<category><![CDATA[Finance news]]></category>
		<category><![CDATA[investment companies]]></category>
		<category><![CDATA[online investment]]></category>
		<category><![CDATA[personal finance goals]]></category>
		<category><![CDATA[Personal finance news]]></category>

		<guid isPermaLink="false">http://money143.com/?p=132</guid>
		<description><![CDATA[Although for some personal finance may come natural, for many the idea of balancing their monthly income against their financial responsibilities can be a daunting task. Some find it hard to set money aside that is needed for electrical bills, &#8230; <a href="http://money143.com/personal-finance/personal-finance-goals/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Although for some personal finance may come natural, for many the idea of balancing their monthly income against their financial responsibilities can be a daunting task. Some find it hard to set money aside that is needed for electrical bills, water bills, insurance and end up unable to pay some of their necessities when they come due.</p>
<p>However, balancing your personal finance sheet does not have to be this hard. Many financial experts suggest one should create a list of all of his or her responsibilities that must be met each month. After making this list, one should take their net monthly income and see how it stacks up against all the bills that he or she has decided are must pays.</p>
<p>After doing this, your personal finances news become relatively simple. The hardest part is sticking with the list and making sure everything that is considered a necessity is met. After one has an understanding of their monthly needs versus their monthly income, he or she should also add an amount of savings to the list that contains the must pay bills.</p>
<p>It is recommended by practically every economist that one needs to have some sort of monthly savings plan. You can never tell when the alternator may fail on your car or when the wind blows your screen door from its hinges during a bad storm. By having some sort of savings account, one will be able to make any needed repairs to his or her personal property. After all, for most people a car is necessary to get them to work so this savings account would almost be like an emergency account as well.</p>
<p>Also, there are many ways in which one can cut his or her monthly costs. The ability to cook at home instead of dining out can be a great way to save money. Making sure your car is properly tuned can greatly increase one&#8217;s gas mileage, which is another way to cut your monthly costs. When creating a list of one&#8217;s monthly priorities, be sure to factor in expenses such as gas, dining out, and other things you may spend money on. It&#8217;s not just your power bill and mortgage that takes away from your bottom line. Anywhere there is money being spent regularly is open game to adding to your list.</p>
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		<title>Enjoy the Privileges From a Very Reputable Bank</title>
		<link>http://money143.com/personal-finance/enjoy-the-privileges-from-a-very-reputable-bank/</link>
		<comments>http://money143.com/personal-finance/enjoy-the-privileges-from-a-very-reputable-bank/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 14:53:03 +0000</pubDate>
		<dc:creator>harrismiller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[enjoy privileges reputable bank]]></category>
		<category><![CDATA[hong kong]]></category>
		<category><![CDATA[hong kong bank]]></category>

		<guid isPermaLink="false">http://money143.com/?p=130</guid>
		<description><![CDATA[Owning or opening a new bank account can be a hectic task especially when you start to picture the numerous processes you will have to undergo. This is even worse when you are considering a foreign account. However, this is &#8230; <a href="http://money143.com/personal-finance/enjoy-the-privileges-from-a-very-reputable-bank/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Owning or opening a new bank account can be a hectic task especially when you start to picture the numerous processes you will have to undergo. This is even worse when you are considering a foreign account. However, this is not the case when you have a Hong Kong bank in mind. The reason for this is that this international bank does not require a lot of these processes as long as you can produce the relevant documents as per their minimum requirement. After that, you will be able to run and operate your account while residing within or outside the country. One thing that has attracted a majority of these foreigners is the lack of tax charges which are imposed by most banks worldwide.</p>
<p>This bank&#8217;s reputation has been made possible with the help of the Hong Kong Corporation. This type of corporation is in charge of formulating polices and regulations which must be followed by both the existing account holders and potential account holders. These polices are also meant to ensure that account holder rights are well handled, just in case there is an issue which needs urgent consultation. With such standards in place, the bank will continue to receive numerous &#8220;thumbs up&#8221; in the banking sector.</p>
<p>Basically, owning a Hong Kong Bank account could be the best option for you, especially if you are planning to travel sometime in the future. Other than that, the bank does not discriminate on race, nationality or even tribe, and this explains the large customer base from virtually all countries across the continent. To view more information about this bank and what you are suppose to do in order to own your account, just access their respective site.</p>
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		<title>No Overdraft Fees Banks &#8211; 3 Ways to Switch</title>
		<link>http://money143.com/personal-finance/no-overdraft-fees-banks-3-ways-to-switch/</link>
		<comments>http://money143.com/personal-finance/no-overdraft-fees-banks-3-ways-to-switch/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 14:52:05 +0000</pubDate>
		<dc:creator>harrismiller</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[banking products]]></category>
		<category><![CDATA[fees banks]]></category>
		<category><![CDATA[No Overdraft Fees Banks]]></category>
		<category><![CDATA[overdraft fees banks]]></category>
		<category><![CDATA[overdraft fees banks ways switch]]></category>
		<category><![CDATA[overdraft protection]]></category>

		<guid isPermaLink="false">http://money143.com/?p=128</guid>
		<description><![CDATA[Let me take you on a short (I promise!) guided tour of the history of the banking industry. I promise that this short tour will be worth your time, since at the end of the it you could save hundreds &#8230; <a href="http://money143.com/personal-finance/no-overdraft-fees-banks-3-ways-to-switch/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>Let me take you on a short (I promise!) guided tour of the history of the banking industry. I promise that this short tour will be worth your time, since at the end of the it you could save hundreds of dollars a year in overdraft fees.</p>
<p><strong>Banking in Old Europe</strong></p>
<p>The lending and borrowing of money has been in practice for at least a few millennia &#8211; probably ever since money was invented. However, banking really started taking its present form in the old coffeehouses of London, England a few hundred years ago. People would meet there to lend each other money.</p>
<p>Soon, official banks were formed. The basic principle was simple: an average citizen would deposit his money into the bank and the bank would keep it safe for that person &#8211; and even pay them a bit of interest t boot. Not a bad deal, and better than keeping one&#8217;s money under the straw mattress at home.</p>
<p><strong>Modern Banking</strong></p>
<p>Fast forward to the 1970&#8242;s in North America. Competition in the personal banking space became fiercer than ever. At that time, marketing and advertising started to play a more powerful role in how banks made decisions The marketing departments started thinking of a ton of new banking products that they could use to lure customers away from other banks and through their own doors.</p>
<p>Over the next few decades, this type of thinking spawned a whole slew of new banking products and services, including for example: the ATM machine, the debit card, free checking and overdraft protection programs.</p>
<p><strong>The Coming of Overdraft Protection</strong></p>
<p>Most of these inventions offer bank customers greater convenience and even a better quality of life than before they came along. The possible exception among them is overdraft protection, which has proven to be more of a mixed bag for customers.</p>
<p>You see, overdraft protection delivers exactly on what its name promises: it does indeed protect people from having their debit card transactions, checks, and credit card transactions from being rejected due to insufficient funds. However, it does NOT protect people from paying super-high bank fees. In fact, it excels at doing this!</p>
<p>For, as you know, every time your bank covers your overdraft for you they charge you a hefty fee for doing so. In fact, this large fee repays the bank for the potential &#8220;loss&#8221; of the micro-loan they extended to you (to cover the negative balance) hundreds of times over in most cases. It is for this reason that many people believe that overdraft protection programs do not really benefit the customer at all.</p>
<p><strong>The Big Switch to No-Overdraft Fees Banks</strong></p>
<p>Back to our mini history of banking: nowadays, there is a big shift away from overdraft protection. Even the U.S. Congress is trying to step in on behalf of the average bank customer to try to get banks to relax their strict overdraft fee policies. But, bottom line is that the only way to really avoid overdraft fees altogether is to switch to a no-overdraft fee bank.</p>
<p><strong>3 Ways to Switch</strong></p>
<p>1. Ask a friend for their recommendation of a no-overdraft fee bank that they like and use. (This is easy to do but may be embarrassing for some people).</p>
<p>2. Check your Sunday paper for an ad for this type of bank. (Newspaper ads can show a lot of detail about the offering).</p>
<p>3. Do an online search for a no-overdraft bank. (This option is great because it is easy to find a lot of banks in one place and then compare them).</p>
<p>No matter how you decide to switch, just do it soon. The faster you switch, the faster you will become a part of the latest wave of banking history as you become the customer of a no-overdraft fee bank.</p>
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		<title>Instant Payday Loans Online &#8211; Get Approved For Rapid Funds</title>
		<link>http://money143.com/payday-loans/instant-payday-loans-online-get-approved-for-rapid-funds/</link>
		<comments>http://money143.com/payday-loans/instant-payday-loans-online-get-approved-for-rapid-funds/#comments</comments>
		<pubDate>Wed, 24 Mar 2010 14:46:20 +0000</pubDate>
		<dc:creator>harrismiller</dc:creator>
				<category><![CDATA[PayDay Loans]]></category>
		<category><![CDATA[bank account]]></category>
		<category><![CDATA[instant payday]]></category>
		<category><![CDATA[instant payday loans]]></category>
		<category><![CDATA[instant payday loans online approved rapid funds]]></category>
		<category><![CDATA[loans online]]></category>
		<category><![CDATA[payday loans online]]></category>
		<category><![CDATA[rapid funds]]></category>

		<guid isPermaLink="false">http://money143.com/?p=124</guid>
		<description><![CDATA[With instant payday loans online, it is very easy to get approved fast for a rapid funds cash transfer from a qualified lender that is willing to work with your unique paycheck schedule. Everybody who lives in the United States &#8230; <a href="http://money143.com/payday-loans/instant-payday-loans-online-get-approved-for-rapid-funds/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
			<content:encoded><![CDATA[<p>With instant payday loans online, it is very easy to get approved fast for a rapid funds cash transfer from a qualified lender that is willing to work with your unique paycheck schedule. Everybody who lives in the United States of America can qualify for a quick loan if they meet the lenders requirements. Most people must be at least 18 years old and have a job that they have been working at for at least 90 days.</p>
<p>How to get approval for rapid funds:</p>
<p>The rapid cash loans that are available online are normally faxless loans that are completely filled out online without the need for offline paperwork to be transferred. The person&#8217;s identification is determined through the loan application information that is supplied with their request for some extra fast money today. When the job, the bank account, and the email address are all made out in the same name, quick cash loan transfers can normally be made almost instantly.</p>
<p>The instant payday loans online are rumored to be higher priced loans than other available quick funding sources, but this is not always true. The U.S. cash advance industry is heavily regulated today so that some bad lenders cannot take advantage of the loan applicants like they did in the past. For employed adults who plan to pay back their speedy loans on time, there are not normally problems involved in the payday loan industry.</p>
<p>Most of the moneylenders online have the same type of faxless online loan application that requests information about the person&#8217;s job or fixed income checks. There will also be questions devoted to age, checking account information, and at times a home telephone number or utility bill will need to be disclosed so that the lenders can check on the identity or location of the person who needs the money easily.</p>
<p>Almost all payday loans will require the applicant to supply their personal bank account information into the system on the loan application. This bank account information is used to provide a speedy money transfer into the user&#8217;s bank account or checking account facility. At time, some cash advance lenders will also automatically take a withdrawal from this supplied account on the date that the rapid funds loan is due.</p>
<p>Bad credit loans are possible with the online quick money suppliers because the normal credit reporting services are not contacted on this type of personal loan. Since the amount of the loan is small, the payday lenders will often only check the other cash advance history of the borrower to determine if they are safe to loan more money to or not. The amount of these speedy funds loans is normally based upon the amount of money that is seen on the borrowers pay stubs.</p>
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